Have you tried buying a car lately? Sheesh! A few weeks ago, we co-signed a loan for my niece so that she could get a newer car. We thought it would be a fairly simple process but it took about three days to complete everything. Our niece, Hannah, is only 19 and she doesn't have any credit built up so she came to us for help. She and hubby spent a day or two looking and finally found a car. They went back the following day to do the paperwork and get things squared away. Well, things were going great until the dealership realized Hannah didn't have any insurance. She was planning to get it as soon as she left the car lot. We thought she had existing liability insurance that would cover it until she got to an insurance place to bump it up to full coverage. What happened was that she canceled the liability insurance that day and decided to go to another agency to get full coverage. When this agency proved too expensive, the only option she had was to do a car insurance comparison. That took an entire day. In the meantime, the car she had just bought was sitting on the lot. She wasn't even able to bring it home. She was upset but in the end, it all worked out. She got the insurance she needed and was able to pick up her car. She is now the proud owner of a 2004 Saturn Ion. She is thrilled. It's been tough for her and her brothers since my BIL passed away. He would be very proud of Hannah. I know I am.